Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and just where your money is going. In addition, you can compare your budget breakdown to our targets, to help identify areas for improvement.

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Definitions

Your income	Your total gross income from your paycheck
Other income	Any other income that you receive including bonuses, alimony, child support or income from a business
Federal tax withholding	Total amount withheld for federal taxes. Enter this amount from your paystub.
State tax withholding	Total amount withheld for state taxes. Enter this amount from your paystub.
Local tax withholding	Total amount withheld for local taxes. Enter this amount from your paystub.
Other taxes and withholdings	Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your paystub.
FICA	Total withheld for FICA based on the gross income on you paycheck
Medicare	Total withheld for Medicare based on the gross income on you paycheck
Insurance and benefits	Total amount withheld for insurance and benefits by your employer. Enter this amount from you paystub.
Company savings plan	Total amount withheld from your paycheck that is deposited into a company savings plan such as a 401(k) or 403(b)