So you’re sitting on your deck having coffee and you notice the deck needs to be refinished. Your eyes follow the deck to the siding on your house and you realize it needs to be replaced. But you’re not sure how much equity you have in your home to pay for these improvements. That’s why Pacific Cascade Federal Credit Union is glad to announce a new kind of loan – a loan that works even if you don’t have equity in your home. It’s the no-fee, Pacific Cascade Home Improvement loan.
This isn’t a home equity loan. This is a home improvement loan. It’s perfect for small projects between five thousand to twenty thousand dollars and comes with a rate as low as six point two five percent. And here’s the cool thing: you don’t have to have any equity in your home to qualify. It’s just a way we found to help you protect your investment by making smaller repairs.
The approval process is simple, and our rates are low. See if you qualify today and start those home improvements! Click here to get started.
Minimum: $5,000 Maximum: $30,000
Variable interest rate tied to Prime Rate (prime + 3.0) with an annual cap of 3% and a lifetime cap of 9%, subject to change on the 1st day of each month.
CURRENT RATE = 6.25%
Maximum term: 10 years with a two-year draw period No equity in your home required Payment amount: 1.5% of the outstanding balance ($100 minimum) Annual fee: $0 Loan processing fees :$0 to member, Credit Union pays for you.
Perfect for small home improvement projects with no fees.
Consult your tax advisor with tax deductibility questions.
Visit our preferred contractors before you start your new project:
