We are Pacific Cascade Federal Credit Union, a federally chartered credit union serving people who live, work, worship or go to school in Lane County Oregon and their families. We have several locations in Lane County.
Pacific Cascade isn’t the biggest credit union in the area. We make a point of being small enough to know who our members are, and to try to serve each individual member in the way that member wants to be served: fairly, accurately, and with heart.
What is the difference between a credit union and a bank? All Credit Unions are member-owned, by people with a common bond, such as working for a certain employer, or living in a certain area. A volunteer board of directors guides the credit union. They are members, and are elected by the membership. (If you are interested in becoming a member of our board, contact us.)
And any profits from credit union operation are given back to the members, possibly as higher dividends, or lower loan rates, or by offering more services. Banks, on the other hand, are in the business of making a profit for their stock holders. They have customers, not members.
Banks and credit unions do have some things in common, however. Both types of organizations insure your savings. Both are regulated to ensure that they are financially sound. We are federally insured through the National Credit Union Administration (NCUA) Insurance Fund.
Are you a member of or an employee of an organization that you think would benefit from a closer association with the credit union? Drop us a line.
Becoming a Member
By law, Pacific Cascade Federal Credit Union Membership is limited to those who live, work, worship, or go to school in Lane County, Oregon. If you are related to an eligible person(s) you are eligible as well.
We have no membership application fee, but we ask that you open a $5 savings account.
This is your share in Pacific Cascade Federal Credit Union, and needs to be kept at that level to maintain your membership. The membership share is yours, and you earn interest on it. If you decide to leave the credit union, you may have it back.
We are a full-service financial institution. We offer many financial products, including checking accounts, savings accounts, Visa, auto loans, real estate loans, etc. See Services for a more complete listing.
To become a member, drop by any of our branches with $5.00 and picture ID, and we’ll set you up. If you have questions or you’d like us to contact you, please fill in the form below! (needs attached or linked?)
